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Todd Smith

Royce Joseph Capital



Todd Smith is a seasoned business owner currently owning two businesses. He is a graduate of Montclair State University with a degree in finance and economics. Mr. Smith predominantly spends his time packaging and placing business and real estate loans around the country and lecturing on business success strategies. He is also very active in the commercial real estate marketplace and is considered an expert on NON-QM residential mortgages. He has published one novel and two business books, is the president of the NJ Chapter of the National Speakers Association and a professional member of the National Speakers Association.

ABOUT Royce Joseph Capital

Royce Joseph Capital LLC a diversified financial firm packaging and placing loans for businesses and real estate around the country, the diversification of financing options allows great flexibility on how a business’s growth and expansion can be financed.

For further information about Royce Joseph Capital, please visit

Team Phoenix LLC is a business consulting and public speaking firm utilizing the strategies from Mr. Smith’s most recently published book First and Ten on The Twenty… it Football Business or Life? The strategies in the book are a direct result of observing and assisting companies with growing their businesses.




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